Privacy Policy

Introduction

At Summarise Corporate Pvt Ltd, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services. Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site or use our services.

Information We Collect

We may collect the following types of information:

• Personal Identification Information: Name, email address, phone number, postal address, date of birth, PAN, Aadhaar, and other identification details.
• Financial Information: Income details, investment preferences, bank account information, and financial history relevant to our advisory services.
• Technical Information: IP address, browser type, device information, and cookies when you visit our website.
• Communication Records: Records of your interactions with us, including emails, calls, and meetings.

How We Use Your Information

We use the information we collect to:

• Provide and maintain our advisory services
• Process your mutual fund and insurance transactions
• Communicate with you about your investments and portfolio
• Comply with regulatory requirements (AMFI, IRDAI, SEBI)
• Improve our services and website experience

Legal Basis for Processing

We process your personal data on the following legal bases:

• Contractual Necessity: To provide you with advisory services you have requested.
• Legal Obligation: To comply with financial regulatory requirements.
• Legitimate Interests: To improve our services and communicate with clients.
• Consent: Where you have provided explicit consent for specific purposes.

Data Protection & Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. These include:

• Encryption of sensitive data
• Secure servers and firewalls
• Regular security audits and updates
• Access controls and staff training

Data Sharing & Disclosure

We may share your information with:

• Regulatory Authorities: AMFI, IRDAI, SEBI, and other regulatory bodies as required by law.
• Service Providers: AMC partners, insurance companies, and technology providers necessary to deliver our services.
• Legal Requirements: When required by law, court order, or to protect our legal rights.

We never sell your personal information to third parties.

Your Rights

Under applicable data protection laws, you have the right to:

• Access: Request a copy of the personal data we hold about you.
• Rectification: Request corrections to inaccurate or incomplete data.
• Erasure: Request deletion of your personal data, subject to regulatory retention requirements.
• Restriction: Request restriction of processing in certain circumstances.
• Portability: Receive your data in a structured, machine-readable format.

Updates to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. We encourage you to review this Privacy Policy periodically for any changes.