For owners whose business is also their balance sheet.
SMB and mid-market entrepreneurs whose personal wealth is concentrated in the business — and who want a clearer view of continuity, liquidity, protection and eventual transition, before those questions become urgent.
The situations we see most often.
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Concentrated wealth
Most of the household’s net worth is inside the business — the personal portfolio outside is thin or ad-hoc.
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Liquidity blindspots
The business is profitable, but personal liquidity for a 12–24 month worst case is unclear.
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Underinsured against the owner
Life, health and critical-illness cover isn’t sized against what the family actually depends on.
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Deferred succession conversations
Everyone knows they need to happen. Very few families have actually had them.
Four practice areas, one conversation.
We start with a listening conversation — the business, the family, the ownership structure, the near- and long-term intentions. From there we work across:
Where formal legal, tax, accounting or M&A advice is required, we coordinate with your existing professionals rather than pretending to replace them.
Business questions you keep pushing to next quarter?
Book a confidential conversation. It costs nothing to find out whether we can be helpful.